2 weeks Ago
There's a free £100 four-year railcard available for new Santander customers aged 16 to 25 who sign up to certain accounts at the moment, saving hundreds of pounds on rail travel. It was highlighted by Martin Lewis in a new update. Martin's Santander railcard 'trick' video explains it, but in brief, you need to save a minimum of £50 and keep it there until at least June 30.
Even better, while it's a young person's railcard - so for ages 16-25, it can still be used for four years after issue - so until users are almost 29. Please share with people the right age. Are you age 20 to 25? Trick to get a free £100 railcard off Santander.
Don’t know how long it’ll last. pic.twitter.
com/3sOemG0Keu — Martin Lewis (@MartinSLewis) April 22, 2025 In a tweet, the Money Saving Expert founder added: "By the way if you're 25 and get the four year rail card, even though it's a 16-25 railcard you can keep using it for four years, as it's your age when you get it that counts." You also need to set up its online or mobile banking by the end of May. An email update from Money Saving Expert says : "To just play it for the railcard: Put £50 in its simple 1.
2% easy-access saver and then close it when the railcard arrives - the poor interest is easily outweighed by the railcard. Recommended reading: Martin Lewis: Biggest factor to change mortgage rates DWP State Pension age will have to rise to 71 says report Martin Lewis - HMRC is offering a last chance for full State Pension "To actually save: Its 4.25% 1yr fixed cash ISA is decent interest, but needs a min £500 to open.
"Or its Edge Saver pays 6% on up to £4,000, but for that you must first open its top-rated for bills Edge cashback current account (which also gives a £30 Amazon voucher)." If you're a student, the Santander Edge student bank account also offers a free four-year railcard, alongside some other benefits, including no fees for using Santander cash machines when you travel and an interest-free arranged overdraft of £1,500 in years 1-3 and up to £2,000 by year 5, subject to status..
