Paytm Money reduces interest rates and brokerage charges for pay later

Paytm Money, a wholly-owned subsidiary of One 97 Communications, has revised the pricing structure of its Pay Later (Margin Trading Facility) product. The company has reduced the interest rate to 9.75% per annum, down from 14.

99% p.a. This rate applies to retail investors and those with a funding book above ₹25 lakh.



For funding between ₹1 lakh and ₹25 lakh, the interest rate remains 14.99% p.a.

The new rates are based on slab-wise funding book size and came into effect from April 18, 2025. Paytm Money has also revised the brokerage to 0.1% per trade, applicable from May 18, 2025.

The changes aim to improve affordability and encourage greater participation in margin trading. The updated structure targets both entry-level and high-value investors. Paytm Money stated that the new rates are designed to improve cost efficiency, transparency, and access across investor segments.

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