QCR Holdings, Inc. (QCRH) Q1 2025 Earnings Call Transcript

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QCR Holdings, Inc. ( NASDAQ: QCRH ) Q1 2025 Earnings Conference Call April 23, 2025 11:00 AM ET Company Participants Larry Helling - CEO Todd Gipple - President & CFO Conference Call Participants Damon DelMonte - KBW Ryan Payne - D.A.

Davidson Daniel Tamayo - Raymond James Brian Martin - Janney Montgomery Nathan Race - Piper Sandler Operator Greetings, and welcome to the QCR Holdings, Inc., Earnings Conference Call for the First Quarter of 2025. Yesterday, after market closed, the company distributed its first quarter earnings press release.



If there is anyone on the call who has not received a copy, you may access it on the company's website at www.qcrh.com.

With us today from management are Larry Helling, CEO, and Todd Gipple, President and CFO. Management will provide a summary of the financial results, and then we'll open up the call for questions from analysts. Before we begin, I would like to remind everyone that some of the information management will be providing today falls under the guidelines of forward-looking statements as defined by the Securities and Exchange Commission.

As part of these guidelines, any statements made during this call concerning the company's hopes, beliefs, and expectations, and predictions of the future are forward-looking statements, and actual results could differ materially from those projected. Additional information on these factors is included in the company's SEC filings which are available on the company's website. Additionally, management may refer to non-GAAP measures, which are intended to supplement but not substitute for the most directly comparable GAAP measures.

The press release available on the website contains the financial and other quantitative information to be discussed today, as well as the reconciliation of the GAAP to non-GAAP measures. As a reminder, this conference is being recorded and will be available for replay through April 30, 2025, starting this afternoon, approximately.