2 weeks Ago
Let’s be real—life’s expensive, and your credit card knows it. It’s basically your financial BFF..
. until it turns into that toxic friend who convinces you to buy a $300 air fryer at 2 a.m.
Swiping is easy, but forgetting to pay on time? That’s where the drama starts. Late payments, maxing out limits, or treating your card like Monopoly money can trash your credit score faster than you can say “minimum payment.” So unless you want your credit score crying in a corner, treat that plastic with some respect.
Use it smart, pay on time, and stay fabulous What Are Credit Scores? Think of your credit score (aka CIBIL score) as your financial report card. It’s a number that shows how trustworthy you are with money—like how well you pay bills, use credit, and manage loans. Calculated by credit bureaus, it’s based on your payment history, credit usage, and more.
A high score? You’re golden—hello, low interest rates and faster loan approvals! A low one? Not so much. So yes, your credit score does open (or close) financial doors. Also Read: Affordable Homes See Sharp 19% Decline In Inventory As Luxury Stock Surges 24%, Says ANAROCK Report.
