Michael Houghton: ‘From crypto to Christmas trees – five terrible investment decisions I made before reaching financial freedom’

After discovering the Fire (Financial Independence, Retire Early) movement in 2017, we began reducing our expenses and increasing our income. We developed a habit of building our savings rate and, for the first time in our lives, we were able to start setting money aside. We knew we had to put our savings somewhere, but as investing newcomers, we weren’t sure where.

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