The petitioner had passed the written test, interview, and medical examination for the post of CBO. However, SBI revised its offer after finding that the candidate's CIBIL report indicated poor credit practices and had more than ten credit enquiries along with several irregular data.
Court Backs Bank's Recruitment Policy
In its reply to the petition, the bank referred to Clause 1(E) of its recruitment rules, which bars a candidate with a record of default or willful non-payment of loan or credit card dues. SBI also alleged that the candidate did not disclose his full credit history at the time of application.
The petitioner submitted that there were no dues against him at the time the job advertisement was issued and that some of the candidates who were having arrears were permitted to join. But the argument found no favour with the court, which said that it had only chosen candidates who had satisfied the full eligibility condition.
Justice N Mala observed that banking jobs cannot be entrusted to persons, who lack trust and financial integrity. "A character who neither has financial discipline, nor moral discipline, cannot be entrusted with public money," she said, noting that the bank had acted reasonably in rescinding the appointment.
Plea Rejected as Unworthy of Credence
The court found the discrimination charge baseless and rejected the petition as the SBI had stuck to its recruitment policy. The ruling has strengthened the case for clean financial records for bank job aspirants.
World
Court Backs SBI Job Cancellation Over Bad Credit

Madras HC backs SBI's refusal to appoint a candidate with bad CIBIL scoreThe Madras High Court has upheld the decision of the State Bank of India (SBI) to revoke the appointment of a candidate over adverse CIBIL report, saying financial discipline is a requirement in positions dealing with public funds.